Tool & guide

Choose what to buy with a purchase comparison checklist

A $29 lamp that needs a $9 bulb and $5 shipping really costs $43. Compare up to four options by what you’d actually pay, and what you’d lose if you sent it back.

Read the guide ↓

The calculator

Your options

Type in what each listing says, starting from the three example lamps. Leave a cost at 0 only if you’ve checked it is 0. If something you need is missing, set “fits” to unknown.

Cheapest delivered: Lamp B (marketplace seller) at $42.00

OptionHeadlineDelivered totalLost if you return itCost per warranty monthFits
Lamp A (retailer site)$35.00$43.00 (+$8.00 extras)$14.00 within 30 days$1.79yes
Lamp B (marketplace seller)cheapest delivered$42.00$42.00$6.30 within 14 days$3.50unknown
Lamp C (needs a bulb)$29.00$43.00 (+$14.00 extras)$14.00 within 60 days$3.58yes

Lamp C (needs a bulb) looks cheapest ($29.00) but costs $43.00 delivered, $1.00 more than Lamp B (marketplace seller).

If it turns out wrong, Lamp B (marketplace seller) costs you least to send back ($6.30).

The cheapest option still has an unknown. Lamp A (retailer site) is the cheapest that is confirmed to fit, at $43.00; confirm Lamp B (marketplace seller) first if the saving matters.

Saved in this browser only. Nothing is sent anywhere. It counts money only, not your time or the fact that you might just want the nicer lamp.

Read the delivered total first

The three desk lamps from the calculator
OptionHeadlineDeliveredLost if returnedWarranty
Lamp A, retailer$35$43$14 (delivery + $6 return shipping)24 months
Lamp B, marketplace$42$42$6.30 (15% restocking)12 months
Lamp C, needs a bulb$29$43$14 (delivery + $9 bulb)12 months

Unknown is not the same as zero

If checkout hasn’t shown you tax or shipping yet, the total is unknown, and an unknown can’t be the cheapest option.

The “fits” field works the same way. If the listing doesn’t give the base width, the option isn’t ready to buy, however cheap. The verdict tells you what to confirm first.

The fields people leave at 0 by mistake are return shipping and the restocking fee, the charge some sellers take from your refund. Listings rarely show either.

Things the page does not count

Time. Messaging a seller about a width can take an evening, and the calculator doesn’t price that.

It also can’t know you just want the nicer lamp, which is a fine reason to pay $1 more.

What it does do is stop a $29 sticker price from winning when you’d have to buy a bulb separately.

Recheck the final total on the payment page. Return windows usually start on the delivery date, but some sellers count from the ship date, so read the returns page before you order.

Sources

  • FTC: Online Shopping

    It adds one tip this page doesn’t give: pay by credit card, since you can dispute a card payment.

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